Section 166 Remediation · Wealth Management
National Wealth Manager: 4,000 File S166 Remediation
Following an FCA Skilled Person intervention regarding ongoing advice fee verification and annual review delivery, TCC designed the review methodology, calibrated specialized review squads, and cleared 4,000 complex client files under rigorous regulatory deadlines.
4,000 Files
Audited & 2,000 Remediation Cases Managed
Zero Sanction
Secured Formal FCA Sign-Off and Closure
Key Capability: Advisory methodology design paired with Governed Managed Services squad execution and daily board-level MI reporting.
RegTech AI Acceleration · Retail Banking
Major UK Retail Bank: 25,000 Hours Saved via Recordsure AI
Deployed Recordsure AI conversation intelligence and robotic document analysis across an enterprise past business review. Replaced manual 6-hour file checks with automated risk pre-screening, reducing auditor review time to under 1 hour per case while testing 100% of customer interactions.
25,000+ Hrs
Project Execution Time Saved
97% Match
Calibrated AI Accuracy vs Senior Regulators
Key Capability: Automated conversation transcription, natural language vulnerability detection, and targeted human auditor dispatch.
Specialist Resourcing · Pensions & Retirement
Defined Benefit Pension Transfer Remediation
Following FCA thematic findings regarding pension transfer advice suitability, an enterprise provider required immediate surge capacity. Drawing on our 40,000-associate database, Momenta deployed 78 Level 4/G60/AF3 qualified pension transfer specialists within 5 working days.
78 Specialists
Vetted & Deployed Within 5 Working Days
100% Pass
Auditor File Sampling with Zero Defects
Key Capability: Rapid specialist contractor matching, rigorous background screening, and calibrated file review protocols.
Actuarial Modelling · Dispute Defense
Challenging a Financial Ombudsman Service (FOS) Decision
Our Actuarial Director (Fellow of the Institute and Faculty of Actuaries) proved mathematical flaws in a complainant's redress calculation methodology. We engineered an alternative actuarial cash-flow loss model that saved millions while fully complying with DISP rules and FCA expectations.
£2.4M Saved
In Unjustified Redress Liability
FIA Endorsed
Accepted by Independent Actuarial Panel
Key Capability: Fellowship-level actuarial calculations, stochastic modelling, and technical dispute defense before the Ombudsman.
Managed Services · Advice Quality
High-Velocity Advice Quality Auditing: 5,000 Files in 4 Days
Assisted a national advice network facing tight regulatory reporting deadlines. Using automated data-extraction tools coupled with our calibrated review squads, TCC reviewed 5,000 mortgage and investment files in four days with 97% verified accuracy.
5,000 Files
Checked & Scored in 4 Business Days
300% Speed
Over Legacy Manual Quality Checking
Key Capability: Spotlight review methodology, robotic file indexing, and structured adviser feedback loops.
Motor Finance · Regulatory Intervention
Discretionary Commission Arrangements (DCA) Scheme Preparation
Supporting motor finance lenders and brokers facing FCA investigations, Court of Appeal rulings, and incoming formal redress schemes. We designed the complaint intake triage, historic commission data reconciliation, and scalable calculation infrastructure.
100,000+
Agreement Files Reconciled & Indexed
DISP Ready
Full Compliance with Updated FCA Pause Rules
Key Capability: Multi-tier complaint handling, CMC deduplication, and automated commission disparity calculation engines.
